ZCash ZCashIcon

How to Buy ZCash with Credit Card and Debit Card

There are two ways to buy ZCash with a credit or debit card. The first is to convert currency into Bitcoin, then convert Bitcoin into ZCash. The second way is to use Changelly which is faster but has higher fees to purchase.

How to Buy ZCash with Bank Transfer

The best way obtaining ZCash with a Bank Account is to buy Bitcoin on Coinbase, then send it to an exchange that sells ZCash like Binance. See our tutorial below for instructions.

Method 1 - USD/EUR -> BTC -> ZCash

Step 1: Buy Bitcoin

There are several exchanges through which you can buy Bitcoin.

Coinbase, Coinmama, or BitPanda are the easiest to use.

Coinbase is a very beginner friendly US based exchange, that sells cryptocurrency to most countries and all US states. To see if Coinbase supports your country, check this link! Coinmama handles credit or debit card purchases. Coinmama is great because they have higher credit or debit card purchasing limits than Coinbase, as well as fast delivery of your funds. Bitpanda. Bitpanda is an exchange that processes credit or debit card purchases. Their fees are slightly lower, but ONLY sells Bitcoin to residents of European Union (EU) countries. Coinbase is the most beginner friendly while Coinmama is great for credit or debit transactions as it has higher purchase limits and quick delivery. BitPanda is great (but it only works in Europe) and has a 5% fee on credit or debit purchases.

We will use Coinbase in this example. Also, if you purchase over $100 of Bitcoin through the following link, you will receive an extra $10 BTC for FREE! Create an account on Coinbase if you don’t have one already and then add your payment method.

After creating your Coinbase account, you need to add a payment method. If you are going for the route with the lowest fees, it is best to use a bank transfer. If timing is more important, use a credit or debit card, as this is much faster! The Coinbase signup process takes time, but this is to ensure security for customers. Click the Buy/Sell tab on the top/middle of your screen. From this page, you can easily purchase Bitcoin, Litecoin, or Ethereum. All of these cryptocurrencies can be converted into ZCash on exchanges such as Binance, but for this tutorial we will use Bitcoin.

Fiat to Bitcoin Exchanges

Exchange Countries Fees
Coinbase USA 1.49% - Bank
Coinmama Mostly Everywhere 5.5% Credit/Debit
Bitpanda Europe ONLY 5% - Credit/Debit

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After hitting Confirm Buy, you are finished with this step! Next will be transferring the Bitcoin to a ZCash exchange. Also, at this point, we strongly suggest setting up two-factor authentication (2FA) on all exchanges. Two factor authentication combines two different verification methods to ensure the real user is trying to access the account.

Bitcoin to ZCash Exchanges

Exchange Countries Fees
Binance Everywhere .05%
Changelly Everywhere .5%
Bittrex Everywhere .25%

Step 2: Transfer your Bitcoin

Once you have bitcoin, you will need to move it to an exchange that has ZEC/BTC pairs. Binance is hugely popular due to its intuitive interface and solid customer support. Click the send button on Coinbase as seen in red highlight in the picture below. You will be asked for the recipient’s wallet address. Enter your Binance Bitcoin address, which you can find by going to the “Funds” tab on the Binance navigation bar, then clicking “Balances”. Once on this screen, you will see a list of coins. Scroll down to Bitcoin, and hit the “Deposit” button. Copy the address that appears and paste into Coinbase. Click send on Coinbase, and wait about 30 minutes for your BTC to arrive. Depending on the traffic on the Bitcoin network, your transfer may take 20 minutes to an hour, sometimes longer. This can be stressful but do not worry!

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Depending on the traffic on the bitcoin network, your transfer may take 20 minutes to an hour. I know, waiting sucks, but the blockchain is awesome and ensures bitcoins can’t be double spended.

Step 3: Buy ZCash!

After you send bitcoin to Binance, go to the Binance BTC/ZEC trading page and enter a price with which you are comfortable. You can look at the order book to get a sense of the current rates. After your order is processed, you will see it in your ZCash wallet balance in Binance!

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Method 2 - How to buy ZCash with Changelly

### Step 1: Create an account on Changelly. They have a relatively easy signup process and allow the use of Google, Twitter or Facebook logins to make the sign-up seamless.

Step 2: After creating an account, you will want to go to the main page as seen here, and use the conversion box. In this example, we are going to buy ZCash with USD.

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How to Buy ZCash with PayPal

Due to Paypal’s chargeback feature, buying ZCash with Paypal requires one extra step. The exchange VirWoX allows you to convert paypal balance into Bitcoin. Read our tutorial on this conversion. Once you have Bitcoin, you can send it to Bittrex as seen in the example above.

How to securely store ZCash

ZCash ZEC is also easily and securely stored on the highly popular hardware wallet Ledger Nano S!